The Plan...

[bghsmith]

The Plan was to buy a cheap pop-up, something under $1000, and use it for a couple of years. Then we would trade it in for a fancy dancy pop-up with a dinning room slide, a potty and a/c.

That was The Plan.

While tooling around on the interwebs, I found exactly what we wanted. Slide out dinning room? Check. Toilet/shower combo? Check. A/C? Check. It is The One that we wanted. Even has the drop down 'Vanity' shelf. All the bell and whistles. It's $5,600.

So, I call up and ask about financing. I find out that the terms are 5 years at 6-11%. I do some number crunching and even at 11% for 3 years, it would be around $200 a month payments.

5,600 x .11= 616. 616x3=1848. 1848+5600=7448. 7448 x 7% (taxes) 521.36. 7448+521.36= 7969.36. 7969.36/36= $221.37. Worst case scenario. That is assuming that I can't talk the guy down. Seeing as he pulled the old "Someone was looking at it today" line, I'm pretty sure I can get him. :)

Today after swim class, we are heading out to the dealer to see what we can do.

Comments

Reading in reverse date order

[rdherman.livejournal.com]

I keep looking at our retirement -- or the lack of it -- and thinking we can't afford ANYTHING! How does anyone balance living for a comfy life today and preparing for the future so we aren't eating cat food???

Re: Reading in reverse date order

[bghsmith.livejournal.com]

We just keep putting a set amount into the 401K's. We also have some bonds and stock (Oh, those bonds have matured, better turn them over.)

I'm not sure what you guys are planning, but I'm for the slow and steady amounts myself. Well, and hiding the statements from Jeff because he'll just want to spend it. ;)